Wellness & Living
Free tracker →Free resources
Free winter arc, habit and budget templates
Everything here is free to use. Ours are marked as ours. We only list things we have checked exist.
Habit and winter arc
Winter Arc app (ours)
Free 90-day habit tracker on your phone. Offline, no account. A missed day bends your streak instead of breaking it.
14-day printable tracker (ours)
Two-page PDF with habit circles, grace days and a Sunday reset page. Free by email.
Sunday reset checklist (ours)
A 20-minute weekly reset: home, body, money, week ahead.
Budget
Safe-to-spend calculator (ours)
One calm number for the week from your paycheck, bills and savings. Nothing saved.
Biweekly budget guide (ours)
Paid every 2 weeks? A 4-step plan for 26 paychecks and the two 3-paycheck months.
Google Sheets built-in budget templates
Free. In Google Sheets, open the template gallery (New spreadsheet → Template gallery) and pick Monthly budget or Annual budget.
Microsoft Excel budget templates
Free budget templates from Microsoft for Excel.
Want more? ($5 each)
Our spreadsheets (Excel + Google Sheets) on Etsy include the Soft Life Budget, a Sinking Funds Tracker, a Lift Log and a Monthly Habit Tracker. Each comes with a filled-in example copy.
Questions
Are these really free?
Yes. Our app, printable tracker, checklist and calculator are free. Google Sheets and Microsoft budget templates are free with those apps. Paid items are clearly marked with a price.
Which is best for a beginner budget?
Start with the safe-to-spend calculator for one weekly number. If you want a full spreadsheet, the free Google Sheets Monthly budget template is a simple place to start.
Which habit tracker is best for a winter arc?
Pick one you will open daily. The free Winter Arc app is built for 90 days with grace days so a missed day does not reset you.